Step 1: Getting Prepared

Many people believe that buying a home is a daunting and intimidating experience.

However, it doesn’t have to be. With preparation and doing some homework, you can make your home-buying experience a rewarding and enjoyable one.

Are you ready to buy a home?

If you can answer “yes” to following questions, then you are on your way to becoming a homeowner:

• Do I have a steady source of income (a job)? Have I been employed on a regular basis for the last two to three years? Is my current income reliable?
• Do I have a good record of paying my bills?
• Do I have the ability to pay a mortgage every month? Plus other homeownership costs, such as maintenance, repairs, and utilities?